Challenge
Kiavi, a leading business-purpose private lender in the residential real estate investment space, had a clear goal: simplify and accelerate the financing process for real estate investors across the U.S. But access to zoning data—a critical part of evaluating property eligibility—was slowing everything down.
Accessing accurate zoning information meant manual outreach to city offices, navigating inconsistent regulations, and long delays. For a company built on speed and tech-enabled lending, this old-school process was a serious bottleneck.
“Zoning data is essential for our lending workflows, and we have been very happy with the quality, accuracy, and fast turnaround times provided via Zoneomics. We can easily access and analyze zoning data and reports, saving a lot of time by using Zoneomics.”
Manager Valuations Team, Kiavi
The Search for a Scalable Solution
Traditional zoning research took up to five days per property. That pace didn't align with Kiavi's goals of providing fast, reliable capital to real estate investors.
The team needed a solution that could:
- Speed up the zoning research process
- Standardize data across municipalities
- Reduce time spent on repetitive manual work
The Solution: Zoneomics
Kiavi partnered with Zoneomics, an AI-powered zoning intelligence platform designed for speed, scale, and precision.
By integrating Zoneomics into their valuation workflow, Kiavi was able to:
- Instantly search zoning data — including land use permissions, building controls, short-term rental restrictions, and more
- Generate AI-powered zoning reports with expert review baked in
- Collaborate in real time with tools that let the team track progress across properties and markets
The Results
Kiavi didn't just improve efficiency—they elevated how their valuations team worked.
- Zoning search times dropped from 3–5 days to just minutes in most cases
- Loan closures accelerated, thanks to faster decision-making
- Manual zoning research was cut, freeing up the team for higher-impact work
From day one, Zoneomics delivered a seamless experience, excellent analyst support, and consistent, high-quality zoning data. We were able to optimize our zoning research across multiple markets within months.
Scaling with Confidence
What started as a pilot in California quickly expanded nationwide. Kiavi validated the data quality early on and worked closely with the Zoneomics team to prioritize coverage in key growth markets.
As Kiavi scaled, Zoneomics scaled with them—helping the company maintain fast, accurate, and consistent valuations as they expanded.