Accessory structures on property below one-third acre (14,000 square feet) in size shall be limited to one story. Unfinished storage areas under the roof trusses may be permitted, but shall not include finished walls or ceiling, or utilities such as plumbing or electrical not associated with mechanical equipment. Access to such unfinished storage areas shall not include stairs, and shall utilize ladder access only. On property of at least one-third acre and zoned R-3, R-2, RR-22, R-1, or A-5, a second story may be allowed.