Exterior siding shall be made of non-reflective materials, cannot have a mirror finish or highly reflective finish or appear to be metallic, and shall be residential in appearance, including, but not limited to, wood or composition board lap or vertical groove siding, simulated lap siding such as conventional vinyl or metal siding, wood shingles, shakes, stucco, brick, stone or similar materials, or any combination of these materials, but excluding panels of smooth, ribbed, corrugated or unpainted metal or plastic materials. The exterior siding material shall extend to the ground level, except that when a solid concrete or masonry perimeter foundation is used, the siding material need not extend below the top of the foundation.