Development along natural watercourses that are left in their natural state shall have residential, commercial or industrial improvements, parking areas, driveways and in all subdivisions, except those with lots three (3) acres or larger in size, lot lines set back from the top of the existing stream bank or the 10-year, twenty-four (24) hour or 15-year, twenty (20) minute water surface elevation where no established top-of-bank can be determined, all as provided by this Article. In the case of subdivision plats, except those with lots three (3) acres or larger in size, the watercourse and the above-mentioned setback area shall be preserved and made the responsibility of the subdivision trustees. In the case of a subdivision with lots three (3) acres or larger in size, site plan, commercial, industrial or private site, the watercourse and the above-mentioned setback area shall be preserved and made the responsibility of the property owner(s). Permanent vegetation and existing ground elevation and grades within the above-mentioned setback area shall be left intact and undisturbed, except as permitted by this Article.