As used in Article
15, the following terms shall have the meanings indicated:
BASE FLOODThe flood having a one-percent chance of being equaled or exceeded in any given year.
BASE FLOOD ELEVATION (BFE)The elevation of the crest of the base flood or one-hundred-year flood. The height in relation to mean sea level expected to be reached by waters of the base flood at pertinent points in the floodplains of coastal and riverine areas.
BASEMENTAny area of the building having its floor subgrade (below ground level) on all sides.
COSTAs related to substantial improvements, the cost of any reconstruction, rehabilitation, addition, alteration, repair or other improvement of a structure shall be established by a detailed written contractor's estimate. The estimate shall include, but not be limited to, the cost of materials (interior finishing elements, structural elements, utility and service equipment), sales tax on materials, building equipment and fixtures, including heating and air-conditioning and utility meters, labor, built-in appliances, demolition and site preparation, repairs made to damaged parts of the building worked on at the same time, contractor's overhead, contractor's profit, and grand total. Items to be excluded include cost of plans and specifications, survey costs, permit fees, outside improvements such as septic systems, water supply wells, landscaping, sidewalks, fences, yard lights, irrigation systems, and detached structures such as garages, sheds and gazebos.
DEVELOPMENTAny man-made change to improved or unimproved real estate, including but not limited to the construction of buildings or structures; the construction of additions, alterations or substantial improvements to buildings or structures; the placement of buildings or structures; mining, dredging, filling, grading, paving, excavation or drilling operations or storage of equipment; the storage, deposition, or extraction of material; and the installation, repair or removal of public or private sewage disposal systems or water supply facilities.
FLOOD INSURANCE RATE MAP (FIRM)The official map prepared for the Town of Lyme by the Federal Emergency Management Agency on which both special hazard areas and risk premium zones applicable to the Town of Lyme have been designated and is dated July 18, 2011, and as it may be amended.
A. ZONE AThe special flood hazard area shown on the FIRM which is subject to inundation by the one-hundred-year flood. Because detailed hydraulic analyses have not been performed, no base flood elevation is shown. Mandatory flood insurance purchase requirements apply.
B. ZONE AEThe special flood hazard areas shown on the FIRM which are subject to inundation by the 100-year flood determined in a Flood Insurance Study (FIS) by detailed methods. Base flood elevations are shown with these zones. Insurance risk level is indicated by the number. Mandatory flood insurance purchase requirements apply.
[Amended 9-12-2022]
FLOOD INSURANCE STUDY (FIS)The official report from the Federal Emergency Management Agency (FEMA) which contains examination, evaluation, and determination of flood hazards and, if appropriate, corresponding water elevations.
FLOOD or FLOODINGA general and temporary condition of partial or complete inundation of normally dry land areas from either the overflow of inland or tidal waters or unusual and rapid accumulation and accumulation/runoff of surface waters from any source.
FLOODPROOFEDWatertight with walls substantially impermeable to the passage of water, with structural components having the capability of resisting hydrostatic and hydrodynamic loads and effects of buoyancy.
FLOODPROOFINGAny combination of structural or nonstructural additions, changes or adjustments to structures which reduce or eliminate flood damage to real estate or improved real property or sanitary facilities, structures or their contents.
FLOODWAYThe channel of a river or other watercourse and the adjacent land areas which must be reserved in order to discharge the base flood without cumulatively increasing the water surface elevation more than one foot.
FUNCTIONALLY DEPENDENT USE OR FACILITYA use or facility that cannot perform its intended purpose unless it is located or carried out in close proximity to water. The term includes only docking facilities, port facilities that are necessary for the loading and unloading of cargo or passengers, and ship building and ship repair facilities. The term does not include seafood processing facilities, long-term storage, manufacturing, sales or service facilities.
HISTORIC STRUCTUREAny structure that is:
A. Listed individually in the National Register of Historic Places (a listing maintained by the Department of the Interior) or preliminarily determined by the Secretary of the Interior as meeting the requirements for individual listing on the National Register;
B. Certified or preliminarily determined by the Secretary of the Interior as contributing to the historic significance of a registered historic district;
C. Individually listed on a state inventory of historic places in states with historic preservation programs which have been approved by the Secretary of the Interior; or
D. Individually listed on a local inventory of historic places in communities with historic preservation programs that have been certified either:
(1) By an approved state program as determined by the Secretary of the Interior; or
(2) Directly by the Secretary of the Interior in states without approved programs.
LOWEST FLOORThe lowest floor of the lowest enclosed area (including basement).
MARKET VALUEAs related to substantial improvement and substantial damage, the value of the structure shall be determined by the cost approach to value method prior to the start of the initial repair or improvement, or in the case of damage, the value of the structure prior to the damage occurring.
MEAN SEA LEVELFor purposes of the National Flood Insurance Program, the North American Vertical Datum (NAVD) of 1988 or other datum to which base flood elevations shown on a community's Flood Insurance Rate Map are referenced.
NEW CONSTRUCTIONStructures for which the start of construction commenced on or after the effective date of the initial FIRM (January 3, 1979), and includes any subsequent improvements to such structures.
START OF CONSTRUCTIONIncluding substantial improvement, means the date the building permit was issued, provided the actual start of construction, repair, reconstruction, placement, or other improvement was within 180 days of the permit date. The actual start means either the first placement of permanent construction of a structure on a site, such as the pouring of slab or footings, the installation of piles, the construction of columns, or any work beyond the stage of excavation, or the placement of a manufactured home on a foundation. Permanent construction does not include land preparation, such as clearing, grading, and filling; nor does it include the installation of streets and/or walkways; nor does it include the installation on the property of accessory buildings, such as garages or sheds not occupied as dwelling units or not part of the main structure. For a substantial improvement, the actual start of construction means the first alteration of any wall, ceiling, floor, or other structural part of a building, whether or not that alteration affects the external dimensions of the building.
STRUCTUREFor floodplain management purposes, a walled and roofed building which is principally above ground, including a manufactured home, a gas or liquid storage tank, or other man-made facilities or infrastructure.
SUBSTANTIAL DAMAGEDamage of any origin sustained by a structure, whereby the cost of restoring the structure to its pre-damaged condition would equal or exceed 50% of the market value of the structure before the damage occurred.
SUBSTANTIAL IMPROVEMENTAny repair, reconstruction, addition, or other improvement of a structure, taking place during a five-year period, the cumulative cost of which equals or exceeds 50% of the market value of the structure using the cost approach to value method (i.e. market value determination is based on the depreciated replacement cost of the structure using current rates for materials, equipment, and labor), before the start of construction of the improvement. This term includes structures that have incurred substantial damage, regardless of the actual repair work performed. For purposes of this definition, "substantial improvement" is considered to occur when the first alteration of any wall, ceiling, floor, or other structural part of the building commences, whether or not that alteration affects the external dimensions of the structure. The term does not, however, include either:
A. Any project for improvement of a structure to correct existing violations of state or local health, sanitary, or safety code specifications which have been identified by the local code enforcement official and which are the minimum necessary to assure safe living conditions; or
B. Any alteration of a historic structure, provided that the alteration will not preclude the structure's continued designation as a historic structure.
VARIANCEA grant of relief by a community from the terms of the floodplain management regulation that allows construction in a manner otherwise prohibited and where specific enforcement would result in unnecessary hardship.
VIOLATIONA failure of a structure or other development to be fully compliant with the community's floodplain management ordinance. A structure or other development without required permits, lowest floor elevation documentation, floodproofing certificates or required floodway encroachment calculations is presumed to be in violation until such time as that documentation is provided.
WATER SURFACE ELEVATIONThe height, in relation to the North American Vertical Datum (NAVD) of 1988 (or other datum, where specified), of floods of various magnitudes and frequencies in the floodplains of coastal or riverine areas.