In the event that any nonconforming residential or commercial structure shall be damaged by fire, wind, explosion, act of God or the public enemy, such structure may be rebuilt or restored, provided that the rebuilt or restored structure does not exceed the size, height and placement of the original structure nor would such a rebuild violate the currently adopted Fire & Building/Construction Code. All rebuilding or restoration shall comply with all applicable building and fire codes and shall be completed within one year of the date of damage. Damage that is caused by an intentional act of the owner, or the owner's agent, is excluded.